Editorial policy

Who writes and reviews

Pages are written and reviewed by Nitin Raturi. AI tools may assist with editing; all numbers come from tested code and cited sources. A person reads, checks and takes responsibility for every page before it is published.

Accuracy

• Every number on a page comes from the tool's tested code or from a cited primary source.
• Worked examples are generated from the calculator's own code when the site is built, so the explanation and the tool cannot disagree.
• Rules, rates and limits that change over time are dated and sourced.
• We do not quote "average returns" or statistics without a primary source and a date.

Honesty

• Projections are presented as illustrations based on your assumptions, never as predictions or promises.
• We do not recommend or rank specific funds, stocks or other products.
• We do not publish fake reviews, ratings, testimonials or user counts.
• The author's background is stated plainly; no qualifications are implied that are not held.

Style

Plain English, short sentences, terms explained the first time they appear, Indian conventions (₹, lakh, crore). No hype, no urgency, no fear.

Ads and independence

There are no ads or affiliate links today. If ads are added, they will be labelled "Advertisement", kept away from calculator inputs and results, and will never influence what a page says.

Corrections

When we find or are told about an error, we fix it, add a dated note to the page's changelog, and update affected examples and tests. Report an error.